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The Heritage Valley Feed
Stay up to date with the latest announcements, money-saving advice, credit tips, and more.
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- All
- Budgeting
- Community Driven
- Credit & Credit Scores
- Fraud & Scam Prevention
- Home & Auto
- Life Events
- News & Announcements
- Saving
25 Surefire Ways We Make Banking Effortless
At Heritage Valley, we like to say effortless banking may take lifting one finger. Well, here’s the proof with 25 ...
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Holiday Shopping Tips for Fraud-Free Festivities
The holiday season is a time of great joy, celebration, and unfortunately, a greater risk of fraud. As we dive ...
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DIY Ideas to Put the Why in Thanksgiving
Did you know that York County was home to the very first nationally celebrated Thanksgiving? On November 1, 1777, the ...
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Cozy Up to Winterizing Your Home With a Great Choice of Loans
Freeze Out High Rates While Winter Proofing Your Home. Don’t shiver, save while checking off your home winterization checklist. Our ...
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Don’t Put Out the Digital Welcome Mat for Fraud
Fraudsters can turn your life upside down and getting hacked can take weeks to rectify. Luckily, there are simple ways ...
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It’s Fall! Let’s Fall for Apples $50 Gift Card Giveaway
October is National Apple Month, the only national, apple promotion in the United States. Originally founded in 1904 as National ...
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Watch Leaves Fall, Not Your Savings Balance
Fall is the beginning of a busy, and expensive, season. Cooling temperatures signal that Halloween and Thanksgiving are right around ...
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We are Celebrating Hispanic Heritage Month!
Join us as we honor and celebrate the rich cultures, histories, and contributions of Hispanic and Latino communities! September ...
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We’re Passing Down Quite a Heritage. Don’t Pass Up Our Celebration.
As a member, you give so much to Heritage Valley. Now you can give in to snacks and swag at ...
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Are Your Home Upgrades Downgrading Your Home Value?
Before you look at paint chips, make sure your home upgrade will not chip away at the value of your ...
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Don’t Break the Bank Sending the Kids Back to Class
These days, everyone is looking for the best ways to save money. But as the school year starts, shopping for ...
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Summer Is When Auto Rates and Prices Hit Record Lows
While the summer months turn hotter, this may just be one of the hottest times of the year for you ...
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Hometown Heritage
In 1765, York Held America’s First Fair. In 2024, Fun Still Comes First. In historic York, this year we’re battling ...
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10 Cheap, Fun Things to Do in the Summer
Summer is the perfect season to enjoy a wealth of activities without breaking the bank. With long, sunny days and ...
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Text Message Scam
It is always good advice to stay vigilant when it comes to scams. We have received reports from members who ...
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Manage Your Credit Cards Better
U.S. consumers are once again increasing their collective credit card debt, which now exceeds $1 trillion. The Credit Card Accountability, ...
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Credit Union Credit Card – Show Your Wallet Some Love!
Many people have realized how inconvenient it is to carry cash and are carrying just debit cards in their wallets. ...
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When Times Are Tough We Can Help
In tough times, it’s more important than ever to develop and maintain good financial habits. Having a household budget and ...
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Babysitting Is a Great First Job
Whether you love kids or just want to earn some spending money, babysitting is a great first job. To have ...
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Cut Your Energy Costs Day: 10 Practical Tips for a Greener Home and Wallet
Welcome to Cut Your Energy Costs Day – a day dedicated to making small changes that can lead to big ...
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Mastering Financial Wellness: A Guide to a Prosperous Year
As we step into the new year, let’s make it a point to prioritize our financial wellness. January is the ...
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How To Get a Great Price on Your Next Car
Are you thinking of buying a car, but want to make sure you get the best price? Here are a ...
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Online Purchase Scams: Tips and Insights
The rise of e-commerce has brought unprecedented convenience to our lives, making it easier than ever to shop online. However, ...
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Protecting Yourself from Lottery and Sweepstakes Scams: What You Need to Know
Lottery and sweepstakes scams have been around for decades, preying on the hopes and dreams of unsuspecting individuals. These scams ...
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Leveraging Personal Loans to Settle Past-Due Utility Payment
In today’s fast-paced world, managing finances can sometimes become a challenging task. Unexpected expenses, emergencies, or even temporary financial setbacks ...
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Four Common Budgeting Methods
Create a monthly budget to track your income, expenses, and savings. This will give you a clear picture of where ...
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Protecting Yourself from Phishing Attacks: Don’t Get Hooked!
In today’s interconnected digital world, phishing attacks have become one of the most prevalent and dangerous cyber threats. Phishing is ...
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Credit Score Improvement Tips
Improving your credit score can take time and effort, but it’s definitely achievable with the right strategies. Here are some ...
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House Buying Essentials
When buying a house, there are several important factors to consider. Here are some key things you should pay attention ...
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Protecting Hearts and Wallets: Unveiling the World of Romance Scams
Love, they say, makes the world go round. In the digital age, where connections transcend borders and distances, finding love ...
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Why Central PA Car Buyers Should Choose a Credit Union for Their Car Loan: Top Benefits and Considerations
When it comes to financing a car in Central Pennsylvania, many people automatically turn to traditional banks or dealerships for ...
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Elder Financial Exploitation
Older adults are more at risk for financial exploitation due to having a steady income, retirement savings, and accumulated wealth. ...
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Heritage Valley FCU Can Help Fill College Funding Gaps
College is a big investment, which is why it’s important to know your options, plan ahead, and choose wisely to ...
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The Credit Union Difference
Not For Profit Credit unions are not-for-profit financial cooperatives that exist to serve their members. Unlike banks, they do not ...
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Home Improvement Projects: It’s Not Just About Being “Handy”
When it comes to home improvements, Heritage Valley has the best financing options. But should you do projects yourself or ...
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Rainy Day Fund vs Emergency Fund
What is a Rainy Day Fund? Saving for a “rainy day” means having some money set aside for irregular expenses ...
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Building Bridges for Brianna
Casual for a Cause Each year we ask the staff of Heritage Valley FCU to nominate their favorite local charities, ...
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Smart Ways to Spend Your Annual Bonus
As we approach the end of the year, the holidays are in full swing meaning family time, parties, and gift ...
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Review Your Financial Situation Regularly
To stay in good physical health, most people get a medical check-up on a regular basis. To keep your finances ...
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Top 5 Tricks for Increasing the Value of Your Home
Whether you’re about to list your house for sale on the market or you’ve just moved in and plan to stay ...
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5 Reasons to Consolidate your Debt with Heritage Valley
There are several ways to manage your debt, and Heritage Valley is here to help you get it under control. ...
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Why Your Next Car Loan Should be From a Credit Union
If you’re in the market for a new automobile, maybe you think the easiest way to get your dream car ...
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Home Remodeling: What Questions Should You Be Asking?
Thinking about renovating your home? Make sure you’re prepared by choosing a well-liked and trusted contractor. Choosing the right contractor ...
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How to Eat Healthy on a Budget
Many people have become more health-conscious in recent years. By exercising and eating a healthy diet, we know we’ll live ...
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Spring Clean. Spring Ka-Ching!
Did you finish spring cleaning and find a bunch of stuff to sell? Here are some places to unload it ...
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Teaching Teens Financial Responsibility
When your kids were little, you frequently heard requests such as “Will you read me a story?” or “Can we ...
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Five Ways to Use Your Tax Refund This Year
If you’re expecting a tax refund this year, now is the best time to start planning how you’ll use that ...
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Out in the Open: Landscaping Key to Home’s Value
You don’t have to get away to the great outdoors. The best outside spaces could be in your own back—or ...
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Saving Money When There’s Not Much to Save
Many Americans struggle financially, living paycheck to paycheck, hoping they have enough to cover all their bills at the end ...
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4 Signs You Need to Clean Up Your Finances
It’s easy to see when your house needs cleaning: clothes are on the floor; dirty dishes are stacked in the ...
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The Key to a Successful Budget Is Minimalism
The easiest way to abandon your budget? Make it complicated and tedious. A minimalist budget can help you clarify your ...
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Before You Sign a Lease…
Are you planning to move to rental housing soon, possibly for the first time? Do your homework, or you could ...
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How to Go Branchless with Heritage Valley
Totally branchless banking has increased lately, but many are still skeptical. In 2014, Bankrate released a study saying that more ...
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How Much Home Can I Afford?
Buying a home can be an exciting time. It’s also a significant decision that should be carefully thought through. Before ...
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Help Kids Get Money-Savvy
One of the most important life skills you can teach your children is how to manage their own money. The ...
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Watch Your Money Grow
Do you know your regular allowance, gift money, or money you earn for jobs you do can make more money? ...
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5 Smart Money Moves to Make This Fall
As the leaves begin to change color, it’s time to start thinking about your year-end money strategy. The fall and ...
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It’s Time to Winterize Your Home
Not surprisingly, energy costs will rise again this winter as consumers try to keep their homes warm and toasty. Residential ...
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6 Ways to Handle Unexpected Vet Bills
If you’re an animal lover with a few pets, you do your best to take care of your furry, feathered, ...
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Payday Loans Aren’t Worth the Cost
When money is tight and you don’t know if you’ll be able to make your rent or keep the lights ...
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Family Finances: The Importance of Keeping Everyone Informed
In your household, does one person handle all the finances? Who pays all the bills, files the joint taxes, deals ...
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Affording Your First Apartment
Figure out how much rent you can afford. Find an apartment that costs between 25-35% of your gross monthly income ...
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Understanding ACH
The financial world is filled with abbreviations and acronyms, and if you’re not used to seeing it every day it ...
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Understand Your Summer Paycheck
Ever wonder what happens to the money in your paychecks from your summer job? You’ll soon find out that you’re ...
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Travel Hacks to Keep You Out of Harm’s Way
Traveling to new cities and countries is fun and exciting. To make sure you have a great time and only ...
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Teenage Driver’s Dilemma: How to Afford It
Learning how to drive a car is one of the big milestones in a teenager’s life. Learning how to pay ...
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Personal Finance Hacks for Students
College years are the time when many people establish financial habits that will carry them for the rest of their ...
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Heritage Valley Can Help Pay for College
If your federal student loans don’t cover all of your education expenses, and you’ve used up all other sources of ...
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Tap Your Home’s Equity
If you need cash to remodel your kitchen or bath, a home equity loan or home equity line of credit ...
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A Home Equity Loan Can Help You “Go Green”
Many Americans are looking for ways to reduce their carbon footprint and live sustainably. Is it possible to help the ...
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Check Your Free Credit Reports Throughout the Year
It’s important to check your credit report at least once annually to monitor for signs of identity theft or fraud, ...
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4 Staycation Ideas for this Summer
Does 2020 have other plans for your summer fun? That destination vacation may be canceled, but there are plenty of ...
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Strategies to Make College More Affordable
With the price of college still on an upward trajectory, families are looking for ways to make higher education affordable. ...
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14 Tips for Planning a Family Road Trip
Family road trips can become some of your most treasured memories…or your biggest headaches. With a little planning and a ...
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Living Sustainably Saves Resources and $$
Each day, we see the consequences of a “throw-away” society and businesses putting short-term profits above long-term environmental impacts. Our ...
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Why Credit Unions Want to Make Your Kids Financially Strong
All parents want their kids to grow up healthy. But most of the time that discussion focuses on getting them ...
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Refinance Your House
You might be one of many Americans who could benefit from refinancing your home. About 3 million borrowers could save at least ...
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Understand How Mortgage Interest Rates are Determined
Every potential homeowner wants to get the lowest interest rate for their mortgage loan, but not everyone understands the factors ...
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Heritage Valley Can Help You Grow Your Family
Adopting a child, whether from the United States or abroad, can be prohibitively expensive. More than 90% of international adoptions ...
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Help Your Teen Find the Right Car
It’s essential to consider safety, affordability, and reliability when purchasing a teen’s first car, according to William Van Tassel, Ph.D., ...
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Origami Money Heart
Learn to make this origami money heart for the special someone in your life! Instructions from the book ‘Easy Dollar ...
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Figuring Out Tax Withholding
Are you getting more than $2,000 in your tax refund every year? If you are, you may be over withholding, which ...
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What Newbie Home Buyers Need to Know
Buying your first house is an exciting time, but it can be a little scary as well. To minimize your anxiety, the following will ...
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Smart Phone, Smart Saver
Phone apps have changed our lives We now have, at our fingertips, the ability to access information 24/7, wherever we ...
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