Personal Loans
Personal Loans with Person-to-Person Service
Heritage Valley makes getting a personal loan to meet everyday or unexpected needs unexpectedly easy. Our competitive rates and quick turnaround mean you can take care of expenses with a credit union that takes a load off your mind.
Ho Ho Ho! For a limited time, apply for an Express Holiday Loan with rates starting at just 5.99% APR*. Apply now through December 31, 2024 with same as day funds. Learn more here >
Need a little extra cash this month? Try Skip a Payment.
Personal Loan Rate
| Description | Term | APR* |
|---|---|---|
| Unsecured Signature Loans | Up to 60 Months | As low as 10.24% |
*APR = Annual Percentage Rate. Actual rate and repayment terms you receive are based on your individual credit score and history and may be higher than as low as rate of 10.24% APR which includes a 0.25% discount for automatic payments. Maximum APR of 18.00%. The minimum and maximum repayment periods are from 3 to 60 months. Credit Union reserves the right to change and/ or update rates without notice. All loans are subject to approval. Membership eligibility is required.
I need my loan to...
Get extra cash for back-to-school shopping, vacation planning, or to knock out that holiday gift list. With a personal loan from Heritage Valley, you can borrow as little as $500, and pay it off in six months.
Make paying your debt manageable. By consolidating your existing high-interest debt into a personal loan from Heritage Valley, you’ll worry less about making multiple payments and decrease high monthly bills. If you’re looking to consolidate your credit card debt, check out our balance transfer program.
If you’re looking to make some small improvements to your home, a personal loan is the way to go. For large-scale home projects, learn about our home equity loans and lines of credit.
A personal loan is a great way to fund one-time large purchases.
Some events only happen once, and marking them with a significant celebration helps to cement the memories. From weddings to milestone birthdays or anniversaries, a personal loan can help make the day one to remember.
There is nothing worse than an unplanned expense or emergency. With a Heritage Valley personal loan, there is a quick turnaround, so you don’t have to wait days for the funds to go into your account.
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