It’s the New Year! So many people this week are making pledges of how they’re going to turn their lives around, and do X to complete Y and finally end up at Z. We at Heritage Valley Federal Credit Union think this is great! Here are a few financial tips to start the New Year right.
Don’t Spend Too Much On The New Year’s Party
It can be too easy to spend all of your extra resources on the New Year’s Party, especially with income tax season so close. However, it’s important to remember that it’s only the beginning of the year. Anything could happen, and it’s important to set aside a nest egg in preparation for it.
Be Realistic With Your New Year Resolutions
It’s easy to be a dreamer and say you’re going to commit to a life change when your eyes are full of stars and hope from the New Year’s Party. Living that commitment is another story. We understand that you are capable of doing anything you set your mind to. So, set it to a reasonable place of expectations first, which will ensure you are able to grow forward with your financial goals. Build a budget and financial plan for the New Year with goals you can stick to and by the time 2027 rolls around, your finances will be in great shape.
Maximize The Benefits Your Credit Union Offers
At the start of the New Year comes a lot of opportunities for debt consolidation. Minimizing your bill payments to one solid payment monthly will help you better manage your finances. We can help with our low six-month Balance Transfer Rate of 2.99% APR* with no transfer or annual fees. Start the New Year with a transfer of your high interest credit card balances >
There’s no better financial plan than maximizing rewards, discounts and cashback offers. When you open Rewards Checking, you open the opportunity to get up to $96 cash back. Our Rewards Checking pays you back up to $96 a year with a few simple steps! With no monthly service fees, no minimum monthly balance requirement, free instant issue debit cards and up to $20 monthly refunds on ATM fees, and your financial picture is already looking better! Check out Rewards Checking and check into New Year savings >
Our team at Heritage Valley cares about your financial journey and peace of mind. If you’re seeking additional assistance with your borrowing experience, need a credit check-up or information on how to become a member of our credit union, we’d love to hear from you.
