Youth & Teen Accounts
Grow The Habits That Grow Wealth
At Heritage Valley, our Money Talks Teen Account and Young Savers Club help young people form good money habits. Account holders get rewards for making deposits and even good grades. Deposits earn interest while growing their interest in saving and investing.
Young Savers Club
- 12 Years Old and Younger
- Free Gift at Account Opening
- Prize for Making a Deposit
- Earns Interest
- Report Card Rewards
- Free Coin Counting
Money Talks Teen Accounts
- 13 to 17 Years Old
- Mobile Banking
- Earns Interest
- Report Card Rewards
- Free Coin Counting
Report Card Rewards
We believe in celebrating your child’s achievements beyond just financial milestones. With our Report Card Rewards program, we’re excited to recognize and reward their academic success. Your student can earn $1.00 for every “A” or equivalent each marking period, up to $5.00.
Gifts & Prizes
Our Young Saver Club members are rewarded for forming healthy financial habits. Each time they make a deposit they can choose a gift as a thank you.
Free Coin Counting
We offer free coin counting to all of our member, including our younger ones. The next time the piggy bank is full, stop by one of our branches and use the coin counting machine.
Young Savers Club
The Young Savers Club is a custodial savings account that provides a secure and strategic way for parents or guardians to manage and grow funds on behalf of a child. These accounts, established under the child’s name, offer a controlled environment for saving and investing, allowing responsible adults to oversee and make financial decisions. With competitive interest rates and tailored features, the Young Savers Club aims to nurture financial literacy and instill a sense of financial responsibility in the next generation, paving the way for a brighter financial future.
To open a youth or Money Talks account you’ll need your child’s social security number, a second form of ID for teens (if available), two forms of ID for the other owner that is at least eighteen years or older that will be on the account, and an opening deposit of $5 or more.
Members age 16+ may open a Money Talks Teen checking account with a Visa debit card with a qualified guardian on the account
Related Articles
Babysitting Is a Great First Job
Help Kids Get Money-Savvy
