Totally branchless banking has increased lately, but many are still skeptical. In 2014, Bankrate released a study saying that more than 30% of Americans haven’t visited a branch in the last six months. With the rise of mobile technology, financial security, and digital communication, it’s possible to never step foot in a branch again. But you don’t have to use a fintech startup with an unproven track history to go branchless: Heritage Valley FCU offers everything you need.
Simplify your checking and live easier with these tips on going branchless.
The Easy Stuff
- Download Our mobile app. Available for Apple and Android devices, this app features include viewing your balance, making transfers and depositing checks.
- Follow us on social media. For important updates, like when to expect new, secure cards or tips on how to save money, social media is a great way to get connected and stay up-to-date. It’s like going to see your favorite teller, just without much effort.
The Harder Stuff
- Deposit cash through the Drive-thru, or deposit box. Depositing cash is probably the hardest part of going mobile. All our branches have a secure drop box so you can deposit cash at any time.
- Get customer service through digital channels. Reach out on social media or submit a request via email or websites. Our online and mobile banking has a convenient chat feature.
- Apply for loans online. It’s as easy as it sounds! Just be sure to keep communication open once you’ve been approved.
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