Wrap Up Your Holiday Spending With A Smile

From presents to parties to seasonal travel our Ho Ho Ho Express Holiday Loans are a great option to cover all your holiday related expenses without having to dip into savings or use a high-interest credit card. You can apply online, get a decision with minutes, and before you know it the money is in your account.

This Holiday Season, Add Some Jingle To Your Pocket

Heritage Valley is putting the holiday spirit back in your pocket with our Ho Ho Ho Express Holiday Loans starting at 5.99% APR*! 

Click here to apply online >

Please Note: When you click to apply above, you will be applying for a Personal Express Holiday Loan. Select Christmas from the menu and proceed with your online application.

*APR=Annual Percentage Rate. Fixed rates as low as 5.99% for 12 months with automatic payments. Other rates and terms are available based on credit worthiness. Loan special is for new loans only. Loan special may not be used to refinance existing Heritage Valley Federal Credit Union loans. Contact us for more details. The Express Holiday Loan Rate Special is valid from November 15, 2024 through December 31, 2024. 

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