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Wrap Up Your Holiday Spending With A Smile

From presents to parties to seasonal travel our Ho Ho Ho Express Holiday Loans are a great option to cover all your holiday related expenses without having to dip into savings or use a high-interest credit card. You can apply online, get a decision with minutes, and before you know it the money is in your account.

This Holiday Season, Add Some Jingle to Your Pocket

Heritage Valley is putting the holiday spirit back in your pocket with our Ho Ho Ho Express Holiday Loans starting at 5.99% APR* available now through December 31, 2025!

Click here to apply online (select Christmas) >

*APR=Annual Percentage Rate. Fixed rates as low as 5.99% for 12 months with automatic payments. Other rates and terms are available based on credit worthiness. The Express Holiday Loan Rate Special is valid from 11/3/2025-12/31/2025. Holiday loans cannot be combined with existing Heritage Valley loans.

Ho Ho Ho Express Holiday Loans

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