Checking Accounts

We Make Rewards Checking Almost Too Easy

Earn 2.00% Cashback

Woman in café paying for coffee with a Heritage Valley FCU debit card

1

Simply use your Heritage Valley Rewards Checking debit card and spend $400 monthly

2

Use your Heritage Valley debit card 15 times a month for purchases, payments, or subscriptions

3

Sign up for e-statements and you start earning monthly cashback rewards

National Checking Average*

0.07% apy*

Heritage Valley Rewards Checking

2.00% apy*

*APY= Annual Percentage Yield. National Average Source: FDIC as of March 18, 2024
*2.00% apy based on the first $400 spent each month.

Our Checking Account Has More Free and Less Fee

No Monthly
Balance Requirement

No Monthly
Service Fees

Free Instant Issue
Debit Card

Free Online &
Mobile Banking

Free Transfers Between Accounts

Refunds on ATM Fees
(Up to $20 monthly)

Earning Cashback is Effortless at Heritage Valley, but Remember:

  • Sign up for e-statements (emailed to you monthly)
  • Use your Heritage Valley debit card to make at least $400 in purchases monthly
  • Cash rewards earned are paid monthly
  • One rewards checking account is allowed per membership
  • Checking account must be in good standing at time of rewards payout
Heritage Valley FCU Mobile App

Effortless Banking Everywhere

  • 24/7 access to your accounts
  • Transfer money between accounts and to other members
  • Free mobile check deposit
  • Real-time transaction and balance alerts

Heritage Gold Checking for Seniors has Features You Prefer. Fees You Don’t.

Member must maintain a $500 average daily balance in Checking, or a $1000 average daily balance in either a primary/special Savings account to avoid a monthly fee.


* Two free boxes per year 

Older couple hiking

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First time user? Enroll Now | Forgot Password