What is a Rainy Day Fund? Saving for a “rainy day” means having some money set aside for irregular expenses that you typically wouldn’t account for in your monthly budget, but expected to happen over time. Expected Expenses Routine Medical Costs Routine Vet Visits Minor Car Maintenance or Repairs Regular Home Maintenance Overspending Forgotten Expenses […]
Rainy Day Fund vs Emergency Fund Read More »
Whether you’re about to list your house for sale on the market or you’ve just moved in and plan to stay awhile, you should make the most of the money you invest into your home in the form of upgrades, repairs, and remodels. To be sure you see a return on these types of investments, you
Top 5 Tricks for Increasing the Value of Your Home Read More »
If you’re in the market for a new automobile, maybe you think the easiest way to get your dream car financed is to obtain dealer financing at the time you buy the car. In a sense, that’s true – as long as you don’t mind spending more time and money than necessary just to make
Why Your Next Car Loan Should be From a Credit Union Read More »
Thinking about renovating your home? Make sure you’re prepared by choosing a well-liked and trusted contractor. Choosing the right contractor is the single most important decision that homeowners make on a remodeling project. Here are five questions you should ask yourself, your contractor, and your references if you decide to renovate your home: Home Improvement
Home Remodeling: What Questions Should You Be Asking? Read More »
Many people have become more health-conscious in recent years. By exercising and eating a healthy diet, we know we’ll live happier and longer lives. Unfortunately, processed foods tend to be cheaper than lean meats and fresh fruits and vegetables. That’s due in part by government subsidies to farmers growing corn, soybean, and wheat, the main
How to Eat Healthy on a Budget Read More »
Did you finish spring cleaning and find a bunch of stuff to sell? Here are some places to unload it all and make some money in the process. Make the most from your cash open a saving account with Heritage Valley FCU eBay This website is accessed by millions of people all over the world.
Spring Clean. Spring Ka-Ching! Read More »
When your kids were little, you frequently heard requests such as “Will you read me a story?” or “Can we go for a bike ride?” Now that your offspring have morphed into teenagers, their pleadings often involve asking for money—your money. How can you tame their cash demands and avoid the money wrangles, while also
Teaching Teens Financial Responsibility Read More »
You don’t have to get away to the great outdoors. The best outside spaces could be in your own back—or front—yard. The Outdoor Evolution Today’s outdoor spaces are varied, intricate, and personalized. It’s not unusual to see combinations of decks, patios, water features, and even fire elements, says Rick Meinzer of Platinum Landscapes and Pools,
Out in the Open: Landscaping Key to Home’s Value Read More »
Many Americans struggle financially, living paycheck to paycheck, hoping they have enough to cover all their bills at the end of the month. Life is easier if you have a cash cushion or an emergency fund, but how do you save when there is not much fat in your budget? First, you need to find
Saving Money When There’s Not Much to Save Read More »
Are you planning to move to rental housing soon, possibly for the first time? Do your homework, or you could find yourself stuck with a long lease to a dilapidated place. When you find the apartment of your dreams, get a copy of the lease and read it carefully. If you know an experienced renter,
Before You Sign a Lease… Read More »
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