In tough times, it’s more important than ever to develop and maintain good financial habits. Having a household budget and shedding high-rate credit card debt are two obvious things that could benefit most consumers. But figuring out where to start can be a daunting task—especially if you feel like you’re already in trouble. The thing […]
When Times Are Tough We Can Help Read More »
Whether you love kids or just want to earn some spending money, babysitting is a great first job. To have more success with it, treat babysitting like it’s your own business. Money Talks Teen Accounts Designed for teens 13 to 17 years old to help them make good decisions about their finances. Learn More Make
Babysitting Is a Great First Job Read More »
When buying a house, there are several important factors to consider. Here are some key things you should pay attention to: Budget and Affordability: Determine your budget and ensure that you can afford the mortgage payments, taxes, insurance, and other associated costs. Consider your long-term financial goals and make sure the house is within your
House Buying Essentials Read More »
College is a big investment, which is why it’s important to know your options, plan ahead, and choose wisely to pay for it. Most families do not have enough college savings to pay for four years of tuition, room, board, books, and other expenses, so financial aid will come into play. Heritage Valley FCU can
Heritage Valley FCU Can Help Fill College Funding Gaps Read More »
What is a Rainy Day Fund? Saving for a “rainy day” means having some money set aside for irregular expenses that you typically wouldn’t account for in your monthly budget, but expected to happen over time. Expected Expenses Routine Medical Costs Routine Vet Visits Minor Car Maintenance or Repairs Regular Home Maintenance Overspending Forgotten Expenses
Rainy Day Fund vs Emergency Fund Read More »
When your kids were little, you frequently heard requests such as “Will you read me a story?” or “Can we go for a bike ride?” Now that your offspring have morphed into teenagers, their pleadings often involve asking for money—your money. How can you tame their cash demands and avoid the money wrangles, while also
Teaching Teens Financial Responsibility Read More »
As the leaves begin to change color, it’s time to start thinking about your year-end money strategy. The fall and winter holidays are closer than you think. Use the following strategies to make the rest of the year count. 1. Clean Out Your Closet You looked into your closet and decided you have nothing to
5 Smart Money Moves to Make This Fall Read More »
If you’re an animal lover with a few pets, you do your best to take care of your furry, feathered, or scaly friends. Like you, they’ll need health check-ups and will get sick or injured at some time, requiring medical attention. To make sure those expenses don’t become a financial burden or are so costly
6 Ways to Handle Unexpected Vet Bills Read More »
Traveling to new cities and countries is fun and exciting. To make sure you have a great time and only create happy memories of your adventure, keep these travel hacks in mind. Keep important medical information on your phone. If you have a medical condition or severe allergies, consider using an app to display this
Travel Hacks to Keep You Out of Harm’s Way Read More »
College years are the time when many people establish financial habits that will carry them for the rest of their lives. Pay attention to these items to get off on the right financial foot: Spending plan: Know how much money you have available for college expenses. Create a workable monthly spending plan that balances income, loans,
Personal Finance Hacks for Students Read More »
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