FRAUD ALERT TIP: We will never call, email or text to ask you for personal information or to click a link. This is a common tactic used by identity thieves.

Wrap Up Your Holiday Spending With A Smile

From presents to parties to seasonal travel our Ho Ho Ho Express Holiday Loans are a great option to cover all your holiday related expenses without having to dip into savings or use a high-interest credit card. You can apply online, get a decision with minutes, and before you know it the money is in your account.

This Holiday Season, Add Some Jingle to Your Pocket

Heritage Valley is putting the holiday spirit back in your pocket with our Ho Ho Ho Express Holiday Loans starting at 5.99% APR* available now through December 31, 2025!

Click here to apply online (select Christmas) >

*APR=Annual Percentage Rate. Fixed rates as low as 5.99% for 12 months with automatic payments. Other rates and terms are available based on credit worthiness. The Express Holiday Loan Rate Special is valid from 11/3/2025-12/31/2025. Holiday loans cannot be combined with existing Heritage Valley loans.

Ho Ho Ho Express Holiday Loans

Related Articles

Little Girl putting money in savings jars
Budgeting

Help Kids Get Money-Savvy

One of the most important life skills you can teach your children is how to manage their own money. The ...
Read More
Family in car
Home & Auto

Summer Is When Auto Rates and Prices Hit Record Lows

While the summer months turn hotter, this may just be one of the hottest times of the year for you ...
Read More
African American Man with iPad
Fraud & Scam Prevention

Don’t Put Out the Digital Welcome Mat for Fraud

Fraudsters can turn your life upside down and getting hacked can take weeks to rectify. Luckily, there are simple ways ...
Read More
Scroll to Top

Access your accounts online

Log in to Online Banking



First time user? Enroll Now | Forgot Password

You’re leaving HeritageValleyFCU.org to visit an external website or app.

Heritage Valley Federal Credit Union provides links to other websites or apps for your convenience and does not control the content, services or products provided on the linked website or app, whose Privacy and Security policies or procedures may differ. Consult the policies or disclosures on their website.

Log in to Online Banking

First time user? Enroll Now | Forgot Password