New & Used Auto Loans
| Model Year | Up to 48 Months | 49 to 60 Months | 61 to 72 Months | 73 to 84 Months | 85 to 96 Months | |
|---|---|---|---|---|---|---|
| 2023 - 2025 | as low as | 5.75% apr* | 5.75% apr* | 5.75% apr* | 7.24% apr* | 8.74% apr* |
| 2020 - 2022 | as low as | 6.49% apr* | 7.24% apr* | 7.24% apr* | 7.99% apr* | 9.49% apr* |
| 2017 - 2019 | as low as | 6.99% apr* | 7.74% apr* | 7.74% apr* | 8.99% apr* | 10.49% apr* |
| 2014 - 2016 | as low as | 7.49% apr* | 8.24% apr* | 8.24% apr* | 9.99% apr* | 11.49% apr* |
Mortgage Free Faster
| Term | APR* |
|---|---|
| 1-5 Years | As low as 6.24% |
| 6-10 Years | As low as 6.49% |
| 11-15 Years | As low as 6.74% |
Home Equity Loans
| Term | APR* |
|---|---|
| 1-5 Years | As low as 5.99% |
| 6-10 Years | As low as 6.24% |
| 11-15 Years | As low as 6.49% |
HELOC
| APR* |
|---|
| As low as 8.50%** |
Personal Loans
| Description | Term | APR* |
|---|---|---|
| Unsecured Signature Loans | Up to 60 Months | As low as 10.24% |
Student Loans
| Description | APR* |
|---|---|
| Private Student Loan | As low as 8.50%** |
Credit Card
| Description | APR* |
|---|---|
| HV Platinum VISA | As low as 10.90% |
Regular & IRA Certificates
| Term | Minimum Balance | Rate | APY* |
|---|---|---|---|
| 6 Months | $500 | 3.45% | 3.50% |
| 12 Months | $500 | 3.93% | 4.00% |
| 18 Months | $500 | 3.69% | 3.75% |
| 24 Months | $500 | 2.96% | 3.00% |
| 30 Months | $500 | 2.72% | 2.75% |
| 36 Months | $500 | 2.72% | 2.75% |
| 48 Months | $500 | 2.72% | 2.75% |
| 60 Months | $500 | 2.72% | 2.75% |
Heritage Gold Certificates
| Term | Minimum Balance | Rate | APY* |
|---|---|---|---|
| 6 Months | $10,000 | 3.49% | 3.55% |
| 12 Months | $10,000 | 3.98% | 4.05% |
| 18 Months | $10,000 | 3.74% | 3.80% |
| 24 Months | $10,000 | 3.01% | 3.05% |
| 30 Months | $10,000 | 2.77% | 2.80% |
| 36 Months | $10,000 | 2.77% | 2.80% |
| 48 Months | $10,000 | 2.77% | 2.80% |
| 60 Months | $10,000 | 2.77% | 2.80% |
Money Market Accounts
| Average Daily Balance | Rate | APY* |
|---|---|---|
| $2,500 to $24,999 | 0.75% | 0.75% |
| $25,000 to $49,999 | 1.05% | 1.05% |
| $50,000 to $99,999 | 1.24% | 1.25% |
| $100,000 and Up | 1.64% | 1.65% |
Savings Accounts
| Description | Rate | APY* |
|---|---|---|
| Regular | 0.10% | 0.10% |
| Special Occasion | 0.10% | 0.10% |
| IRA Shares | 0.10% | 0.10% |
| Business | 0.10% | 0.10% |
Health Savings Accounts
| Rate | APY* |
|---|---|
| 0.10% | 0.10% |
