Resources
Our Education Toolkit for Financial Independence and Freedom
There are countless financial literacy resources to help you manage your money, and get one step closer to financial freedom. We’ve created a list of our tried and true favorites.
The only source for free credit reports authorized by Federal Law. They offer everything you need to know about your credit report. Typically, you can request your free credit report every 12 months, but Equifax, Experian, and TransUnion is offering weekly credit reports.
Looking at your credit report can be confusing, but that’s where we come in. Heritage Valley offers free credit check-ups to our members. One of our loan officers will work with you to understand your score and report, and show you where you can save money.
The CFPB is an official website of the U.S. government. This site works to empower consumers by giving them tools, answers, and tips to make better financial choices. They take action against companies that use unfair, deceptive, or abusive practices. Finally, they encourage financial education of all ages by providing easy-to-access resources.
An initiative of the National Credit Union Administration to assist our members with making smarter financial decisions. Take a few minutes to check out the Manage Your Money Topics, Money Basic Guides as well as educational videos and blog posts.
Practical Money Skills is a free program started by Visa with the mission to put financial education tools and resources into the hands of the consumer. They offer articles on just about any financial literacy topic you can think of. They provide lesson plans for pre-k through college and even have fun games to make learning about money more enjoyable.
Now you can monitor your credit score, protect your identity and privacy, and oversee your subscriptions all from one convenient location. With Heritage Protection Hub, we’re helping you take control of your financial health with free tools. Simply log into online banking or your mobile app!
Look no further than your own credit union. Our staff can offer you a more personalized experience when answering your financial questions. We also have a wealth of knowledge, tips, and advice in our blog.
Veteran Saves is a program focusing on Saving for an Emergency— a critical piece of financial readiness for those leaving the military or adjusting to civilian life. We know that for many in the Veteran community, unexpected expenses such as delayed benefits payments, job relocation, or out-of-pocket healthcare costs can cause significant stress if emergency savings aren’t in place.
It’s crucial to be fraud aware to protect your finances and personal information, as scams are becoming more sophisticated and can lead to devastating financial losses, damaged credit, and emotional distress. Staying informed allows you to recognize and avoid fraudulent schemes.
Here are links to current educational materials provided by The Federal Reserve.