We have as many reasons to make us your home equity loan provider as you have to tap your equity.
Check our rates and why we rate so highly with our customers.
You’ll be floored at how effortless we make home equity lending.
Take advantage of our limited time five-year promotional rate and borrow up to 85% of the value of your home.*
Need cash? With no fees, your home could be the answer. It pays to be a member of Heritage Valley!*
With our easy application and quick closing times, you could start spending in as little as two weeks.
Get ready for convenient access to all your funds at one time. Plus, fixed payments make budgeting simple.
Keep calm and plan on funding that’s quicker and easier.
Skip the fees and lock in a better rate today.
You’ve put a lot into your home. Isn’t it time for your home
to return the favor? Get one loan for all your goals whether
you want to upgrade your home or your life.
We make home equity lending effortless so you can turn big dreams into
big plans. You’ve got the money. Tap into it with a dream rate today.
*APR=Annual Percentage Rate. Home equity promotional rate is accurate as of November 1, 2025. The 5.99% APR promotional fixed rate is based on 85% combined loan to value and a 5-year term and enrolling in automatic payments. Rate is based on credit worthiness and may be higher. Promotional rate offer and no fees may be discontinued at any time without notice. Other great rates available for terms beyond 5-year promotional rate. Interest may be tax deductible (consult a tax advisor). Credit union membership required. Other terms apply.
You’re leaving HeritageValleyFCU.org to visit an external website or app.
Heritage Valley Federal Credit Union provides links to other websites or apps for your convenience and does not control the content, services or products provided on the linked website or app, whose Privacy and Security policies or procedures may differ. Consult the policies or disclosures on their website.
Log in to Online Banking