Get The Effortless Banking That’s
A Real Leg Up
Trade Getting Bent
Out Of Shape For
Your Happy Dance
Banking That’s A Vacation Where Your Money Goes Far
From low rates to high tech, you can bank on Heritage Valley to take the worry and work out of managing your money.
Make the switch and you’ll wonder why more bank customers aren’t going effortless.
Don’t Sweat It
If your debit card is lost or stolen, stop by a branch and get your replacement card in minutes. With instant issue, you never have to go without your go-to card.
Exhale, No Waiting
Get loan approvals in as little as a day from accessible bankers who keep you in the loop, not the dark.
Ready Set, Done
From loans to savings products, you can check rates daily on our website. To answer your next question, yes you can apply online!
Lift One Finger
Effortless banking may take lifting one finger. Our user-friendly mobile banking has an App Store rating of 4.8 out of 5.
Raise Your Balance, Not Your Heartrate.
With better rates and better service, building wealth is a breeze especially with Rate Checker that puts today’s rates and savings at your fingertips. Check us out online, stop by to get to know us, and make the switch to banking that’s a breath of fresh air, because you can exhale.
*APR=Annual Percentage Rate. Auto loan promotional rate is accurate as of February 1, 2026. The 3.99% APR is a promotional fixed rate based on a 60-month term for 2024-2026 model years and enrolling in automatic payments. Rate is based on credit worthiness and may be higher based on method of payment, credit worthiness and/or age of the vehicle being financed. Current Heritage Valley auto loans are excluded from the promotion. Promotional rate offered may be discontinued at any time without notice. Other great rates are available for other terms and model years. Credit union membership required. Other terms apply. Home equity promotional rate is accurate as of November 1, 2025. The 5.99% APR promotional fixed rate is based on 85% combined loan to value and a 5-year term and enrolling in automatic payments. Rate is based on credit worthiness and may be higher. Promotional rate offer and no fees may be discontinued at any time without notice. Other great rates available for terms beyond 5-year promotional rate. Interest may be tax deductible (consult a tax advisor). Credit union membership required. Other terms apply.